If you are thinking about selling your Huber Heights home, let me help.
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
Step 10 to Buying a Home- The Closing
Well. Here we are at the closing. This was a fun process, wasn’t it? All that work- from maintaining your credit, to saving for a down payment, to house-hunting, to negotiating, and here you are. What happens at a closing? In Dayton it is still considered typical to hold “round table” closings where all the […]
Step 9 of How to Buy a Home- Clear to Close
We wait to hear those three little words
How to Buy a Home, Step 8- Repair Period
You have done your due diligence and have had your home inspections completed. If your home is like many homes, there are some habitability issues that will need addressed. Some homes are sold AS-IS, in which case the seller will not make any repairs and you will be responsible for those repairs after the sale. […]
Inspection Period and Transaction Coordination- Step 7
So here we are with an accepted contract! At this point, you step back and take a hard look at the home. Get a home inspection, hire a professional to look at the nuts and bolts and check to see that the plumbing isn’t leaking, the HVAC system works, the attic isn’t full of critters and the crawl space isn’t full of mold.
Step 6 to Buying a Home- Negotiation Period
Again, it’s important to remember that both parties ultimately want the same goal. The seller wants to sell, and you want to buy. There are many ways to get there, we simply have to figure it out, and we usually do.
Step 5 to Buying a Home- Making an Offer
The Contract discusses in detail the exact terms of the sale- purchase price, earnest money, financing, closing costs, appraisal, and inspection contingencies, what is actually being included in sale, it’s all listed to the best of our ability, any HOA specifications, disclosures, taxes, insurance, title work, and pertinent dates for removing contingencies and transfer of title and occupancy. We try to encompass any and all concerns and needs of both the buyer and the seller.
Finding a loan for those amazingly affordable Dayton homes
One of the perks of living in Dayton is home prices that are the envy of the rest of the country, but buying a lower priced home isn’t always as easy as you might think. But never fear- you do have some options, and I’m here to share them with you!
Step 4 of Buying a Home- Finding a Home
All the planning and research you’ve done in the first 3 steps is about to pay off as you are now prepared to go looking at houses. Armed with your list of needs and wants, we head out to explore the homes and indulge in some dreaming. I will set up a personalized search in the Dayton Area Board of Realtors Multiple Listing Service ( just ask) so only the homes that meet your needs get sent directly to your inbox. We can discuss the
pros and cons of each home.
Let’s talk about TRID
What TRID changes is how the loan and all costs associated with it, are disclosed, how the lender complies with those new rules, and the timeline for final delivery of the loan details to the buyer. This timeline can be fluid, creating difficulty with moving dates, same-day closings, and other logistic problems, and that’s why Realtors and lenders are advising building in extra time for closing.