From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning.
Financing
Finding a loan for those amazingly affordable Dayton homes
One of the perks of living in Dayton is home prices that are the envy of the rest of the country, but buying a lower priced home isn’t always as easy as you might think. But never fear- you do have some options, and I’m here to share them with you!
Let’s talk about TRID
What TRID changes is how the loan and all costs associated with it, are disclosed, how the lender complies with those new rules, and the timeline for final delivery of the loan details to the buyer. This timeline can be fluid, creating difficulty with moving dates, same-day closings, and other logistic problems, and that’s why Realtors and lenders are advising building in extra time for closing.
Step 2 to Buying a Home- Financing
All of these questions need to be taken into consideration in addition to the mortgage qualifying process in order for you to be happy with your home. I don’t want you to happy with your home for the first month you live there, I want you to be happy for as long as you live there!
8 Ways To Get Unapproved For That Home Loan
Lenders give us the 8 Commandments for keeping that loan from preapproval through to Clear to Close.
HUD Homes and 203(k) Loans in Dayton Ohio
HUD Homes are a unique way to purchase property. When you are ready to find out more about HUD homes or the 203(k) loan, contact me, Teri Lussier, Realty Central, at 937.343.1411.